I stand outside your home watching silently, slowly dragging on a cigarette.
After a few minutes I drop the cigarette to the floor, extinguish it with the sole of my shoe, and make my way over to your front door.
Upon reaching the door I twist the handle and walk straight in. My eyes scan the hallway but I can't see what I'm looking for so I move on to the kitchen. After another quick look around I see my prize on the table...your wallet. I walk over, help myself to a few notes, and slip them in my pocket.
Before I leave I pull a small notepad from another pocket and scribble a few lines before carefully placing the note on the table and leaving.
All this time you have been watching me, unable to move or voice your protest. Finally you pull yourself free of the invisible bindings holding you back and consumed with both rage and curiosity you grasp the note from the table.
It reads...
I have taken a significant percentage of your monthly wage and will continue to do so until you contact me and ask me to stop.
If you contact me within the next month and ask me to stop I will return you money in full, any longer than a month you can still ask me to stop but I wont return the money I've taken thus far.
If you fail to contact me at all I will continue to take this money each month for as long as you continue to work.
At the end of your working life you may get some of what I've taken back, you may even get more, but equally you may get nothing.
Please don't complain as there is absolutely nothing you can do about this.
Have a nice Day
And that is how the Government Auto-Enrolment Pension Law Works.
